PSSLAI Withdrawal Form — How to Withdraw Your Capital Contribution
The PSSLAI withdrawal form is required when you want to withdraw your Capital Contribution (CapCon) or CASA balance from your PSSLAI savings account. This guide covers where to download the official form, the withdrawal rules you need to know, and the step-by-step process for PNP and BFP members.
⚠️ Disclaimer: This website is for informational purposes only and is not affiliated with or endorsed by PSSLAI or any Philippine government agency. Always download forms and verify current requirements directly at psslai.com.
Download the Official PSSLAI Withdrawal Form
All official PSSLAI forms including withdrawal and account update forms are available for free download from the PSSLAI official website.
📥 Official PSSLAI Forms Download
Download all PSSLAI withdrawal and account forms directly from the official source:
Relevant forms include: Member Update Request Form, Account Update Form, and withdrawal transaction slips available at PSSLAI branches.
Important PSSLAI Withdrawal Rules to Know First
Before filing a withdrawal, you must understand PSSLAI’s Capital Contribution withdrawal rules — these affect how much you can actually take out:
| Rule | Details |
|---|---|
| 10% Non-Withdrawable Balance | 10% of your highest CapCon balance is permanently retained and cannot be withdrawn while membership is active |
| Maximum CapCon Deposit | Regular Members: up to ₱100,000 | Associate Members: up to ₱75,000 |
| Net Income Cut-Off | First Semester: up to the 3rd working day of January | Second Semester: up to the 3rd working day of July |
| Annual Net Income Credit | Credited every January — 17% in 2026, subject to BSP approval |
| Loan Balance | Any outstanding loan balance will be deducted from your CapCon before withdrawal |
| Full Withdrawal | Full CapCon withdrawal is only possible upon membership termination (retirement, resignation, or death) |
⚠️ Key Rule: 10% Always Retained
PSSLAI retains 10% of your highest CapCon balance as a non-withdrawable amount while your membership is active. For example, if your highest CapCon ever reached ₱50,000, PSSLAI will always retain ₱5,000 regardless of how much you withdraw. This applies to all Regular and Associate Members.
Types of PSSLAI Withdrawals
There are two main types of withdrawals depending on your situation:
1. Partial CapCon Withdrawal (Active Members)
Active members can withdraw a portion of their Capital Contribution while maintaining membership, subject to the 10% non-withdrawable balance rule and any outstanding loan balance deductions. This type of withdrawal requires a transaction slip or withdrawal form available at any PSSLAI branch.
2. Full CapCon Withdrawal (Membership Termination)
Full withdrawal of your Capital Contribution is only possible when your membership is being terminated — due to retirement, resignation from service, or other qualifying conditions. This process requires additional documentation and may take longer to process.
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How to Withdraw Your PSSLAI Capital Contribution (Step-by-Step)
Step 1 — Check Your Withdrawable Balance
Before visiting a branch, log in to the PSSLAI Mobile App or the iTrack portal at psslai.com to check your current CapCon balance, any outstanding loan balance, and your 10% non-withdrawable amount. Use our PSSLAI balance checker guide if you need help accessing your account online.
Step 2 — Download or Get the Withdrawal Form
Download the relevant form from psslai.com/downloadable-forms or get a transaction slip directly at your nearest PSSLAI branch. For partial withdrawals, a standard transaction slip is typically used. For membership termination and full withdrawal, additional forms will be required.
Step 3 — Fill Out the Form
Complete all required fields in black ink and block capital letters:
- Full name as it appears on your PSSLAI ID
- PSSLAI membership number
- Amount to withdraw
- Purpose of withdrawal
- Preferred disbursement method (PSSLAI ATM card, bank transfer, or over-the-counter)
- Your signature — must match your specimen signature on file
Step 4 — Prepare Your Documents
Bring the following to the branch:
- Completed withdrawal form or transaction slip
- Valid government-issued ID with photo and signature
- PSSLAI membership ID or passbook
- For joint accounts: signature of co-depositor may be required
- For membership termination withdrawal: resignation/retirement order, clearance from PSSLAI loans, and other documents as required by the branch
Step 5 — Submit at a PSSLAI Branch
Submit your withdrawal request in person at:
- PSSLAI Main Office: 524 EDSA Cubao, Quezon City, 1109
- PSSLAI Branch offices at Camp Crame and other PNP/BFP locations nationwide
Note: Cash transactions are prohibited at PSSLAI Satellite Offices (SOs) per BSP policy. Withdrawal proceeds must be claimed at the main office or authorized branches.
Step 6 — Receive Your Funds
Once approved, funds are released through your preferred disbursement method. Withdrawal amounts may be credited to your PSSLAI ATM card or bank account, or released over the counter depending on the amount and branch procedures.
What Happens to Your CapCon If You Leave the Service?
When a member retires or resigns from PNP or BFP:
- You may apply for full membership termination and withdraw your total CapCon balance minus any outstanding loans and applicable taxes
- The 10% non-withdrawable balance rule no longer applies upon membership termination
- Any outstanding PSSLAI loan balance will be deducted from your total CapCon before release
- In compliance with the TRAIN Law, applicable taxes will be deducted from your total claims
Death Claim — What Happens to PSSLAI CapCon If a Member Dies?
In the event of a member’s death:
- The member’s designated beneficiaries may claim the CapCon balance, CASA balance, and any other remaining account balances
- Any outstanding loan balance is fully waived — PSSLAI Kasangga Loans are covered by death benefit
- A 6% withholding tax applies to total death claims under the TRAIN Law (for deaths from January 1, 2018 onwards)
- Beneficiaries must present complete requirements including death certificate, proof of beneficiary relationship, and PSSLAI-required forms
Related PSSLAI and Finance Guides
- How to Check PSSLAI Balance Online — check your CapCon before filing a withdrawal
- PSSLAI Loan 2026 — borrow against your CapCon instead of withdrawing
- PSSLAI Loan Application Form — apply for a loan using your CapCon
- PSSLAI Membership Application Form — guide for new members
- Best Online Loans Philippines 2026 — fast cash alternatives
Frequently Asked Questions
Where can I download the PSSLAI withdrawal form?
Download official PSSLAI forms at psslai.com/downloadable-forms. For standard partial withdrawals, a transaction slip is available directly at any PSSLAI branch or satellite office.
How much of my PSSLAI CapCon can I withdraw?
You can withdraw your CapCon balance minus your outstanding loan balance and the 10% non-withdrawable retention. The 10% is based on your highest CapCon balance ever recorded — not your current balance. The retention is only released upon full membership termination.
Can I withdraw my PSSLAI CapCon while I still have an active loan?
Yes, but your outstanding loan balance will be deducted from the amount you can withdraw. If your loan balance exceeds your withdrawable CapCon, you will not be able to make a withdrawal until your loan is reduced or paid off.
How long does PSSLAI withdrawal processing take?
Processing time varies depending on the type of withdrawal and branch volume. Partial withdrawals at the main office or authorized branches are generally processed faster than membership termination withdrawals. Bring complete documents to avoid delays.
Can I withdraw my PSSLAI CapCon online?
Currently, PSSLAI withdrawal transactions require in-person processing at an authorized branch. Check psslai.com for any updates to online withdrawal options through the PSSLAI Mobile App.
What is the 10% non-withdrawable balance in PSSLAI?
PSSLAI retains 10% of your highest ever CapCon balance as a non-withdrawable amount while your membership is active. For example, if your CapCon ever reached ₱80,000, PSSLAI will always retain ₱8,000 regardless of your current balance or how much you withdraw. This is released only upon full membership termination.
Disclaimer: This article is for general informational purposes only. PSSLAI withdrawal rules, forms, and procedures may change. Always verify current requirements directly at psslai.com/downloadable-forms or by visiting your nearest PSSLAI branch. This site is not affiliated with or endorsed by PSSLAI or any Philippine government agency.
